Wondering about the SBA Loans, like the EIDL or PPP? Me too!
If you are like me and anxious to apply for your Payroll Protection Program Loan from the Small Business Administration, below are some links that the National Association of Realtors sent us. I am still confused by some aspects of this and have an email into my CPA for guidance. I use Fifth Third as my bank and they, like many others, are not yet ready to accept applications. I am worried that the money will dry up before I get my application in. This loan means that I will be able to restore my employees back to full employment. That is a HUGE deal for me and them! Below are links for more information that I hope you will find helpful. The guides are applicable to any independent contractor or small business.
- Treasury Department Paycheck Protection Program Information Sheet
- Read NAR’S guidance on the Paycheck Protection Program.
- SBA 7(a) Paycheck Protection Program Application
- SBA Interim Final Rule
- DOL List of State Unemployment Offices
- DOL Unemployment Benefits Guide
- Read NAR’s comprehensive Pandemic Unemployment Assistance FAQ guide
If like the guy above, working in your home office is driving you B-O-N-K-E-R-S, here are some Working at Home Tips from a ADHD Queen. AND, IF it works for me, IT WILL work for Anyone!
So if you are like me, you will be filling in the applications for these programs from your home office.
I am accustomed to working from home and have done so for many years. I do not find it a hardship. Although, I do miss terribly the interaction with my co-workers. Here are my best practices to happily working at home:
- Time block! I do it in 1/2 hour intervals. Alexa reminds me when that block is over. I also keep track of what I actually did versus what I was scheduled to do.
- PRIORITIZE: For me, money-making actions have never been so important. I have people depending upon me for wages and no vacation rental income coming in! Do your ‘MUST DO’ items first.
- Do not graze all day! Just because the fridge is there is no reason to open the door and stare temptation in the face. This is vital to me, as I hate myself when I overeat!
- Reward yourself with breaks at defined times. Then, it is ok to open the fridge. I, for example, have a planned coffee and lo-carb cookie break every afternoon.
- Pick a quiet space. If you are lucky enough to have a designated spot, terrific. If not, you will have to make the other household members respect your need to work.
- Make sure you have a comfortable work space, or you may wind up like this poor sod in the video above!
- And if you are responsible for homeschooling your kiddos and working at home, I just want to say “Thank You”, “Bless You,” and if you need someone to do a liquor run for you, I hear Norman’s will deliver!
#BeSafe #BeSmart #BeKind #HUMANSOVERHOUSES